Top Hat 21
Wave your wand and create some magic in this game of blackjack in which you try to beat the dealer at accumulating a card total as close to, but not over 21 points. You also have an option to Double Up to increase your win!
1. Your entire balance and free bets as shown in the top bar will be converted to credits upon launching this game.
Changing Credit Value
1. Click on the ‘Credit Value’ button on the top bar to change the credit value.
2. Select the credit value you wish to purchase – the game will reload with your new credit value.
3. The value will be displayed in the ‘Credit Value’ button on the top bar.
1. When you exit a game, your funds are immediately saved, transferred and returned to your games/sportsbook balance.
2. If you wish to withdraw funds while in a game, go to Options and click the Buyin/Cashout button.
How to Play
To play Top Hat 21, click the Bet 1 button to bet from 1 to 10 credits, then press the Play button to start the game. If you click the BET 1 button 10 times, the game will automatically start.
If you have enough credits, click the Bet Max button to bet 10 credits and automatically start the game. Or, just press the Play button right away to automatically rebet the same amount you bet the last game, and start the game.
Once the cards have been dealt, you can choose to Stand with the two cards that you have, or take a Hit, and receive an additional card.
You can continue to Hit until you decide to Stand, you bust (get a card total of more than 21), or you get a Six-Card Charlie (six cards that total 21 or less - pays the same as a Blackjack).
In certain cases, you may also Split, Double Down, or take out Insurance. You may need to insert more money if you don't have enough credits left to place one of these additional bets.
Split - Any pair may be split into two hands. Press Split to split the pair and automatically place an additional bet for the second hand; play for each hand proceeds normally, but split pairs of Aces can receive only one additional card.
Double Down - When your first two cards total 10 or 11, you may press Double Down to automatically double your bet and receive one additional card.
Insurance - When the dealer shows an Ace, you may choose Insurance to bet that the dealer has a Blackjack. This automatically places another bet equal to half of your original bet.
If the dealer does have a Blackjack, this bet is paid 3-for-1, and your original bet is lost.
If the dealer does not have a Blackjack, the Insurance bet is lost, and both hands are played out as they normally would be.
Double Up Bonus
When you win in the main game, you may take your win or play Double Up. In Double Up, the dealer's card spins, and you choose either "High" or "Low."
When the card stops, if you've chosen correctly, you win an amount double to the amount you bet.
2 - 7 cards are low, 9 - Aces are high, and an 8 is a push (your bet is returned).
You may continue to Double Up until you click "Take Win", lose the wager, or reach the maximum number of Double Ups, which is 5.
Rules - Player
Double down only possible on two card 10 or 11.
Only 1 split allowed (no resplitting).
Player may double-down on either / both hands of a split.
If Aces split, each Ace receives only one card.
The maximum number of Double-Ups is 5.
Double-Up is only available on a win, not a push or a successful insurance bet.
If player gets 21, regardless of the number of cards, the player must automatically stand and will be required to click the Stand button to complete the hand. Insurance, if accepted, will be at half of the initial wager, rounded down to the nearest integer. For example, for a 3 credit wager, an insurance bet will be 1 (3/2 = 1.5; rounded to 1). A player will not be offered insurance for an initial wager of 1 credit.
Rules - Dealer:
Dealer must hit on 16 or less.
Dealer must stand on a 17 or soft 17, or 6 cards.
Dealer Blackjack causes player to immediately lose, unless player also has Blackjack, in which case it is a push.
Malfunction voids all pays and play.
Awards are shown in credits
- Your current balance in your chosen currency
- Your total number of credits
- The denomination in which the game is being played. This represents the value of each credit.
The Meter Bar on the bottom of the game screen displays the denomination that the game is being played in, the number of credits paid if a win occurred, and the number of credits bet on the last/current proposition.
The average payback for this game of chance is 97.70% based upon play strategy.