How to play
1. Select your stake by clicking on the chips at the bottom of the screen. Click on the table betting area (highlighted circle) relevant to your bet to place your Stake. Selecting the 'banker' area will back the banker, selecting the 'player' area will back the player and selecting a tie will predict a tied result. A currency value will be displayed alongside the chip. Click the Clear button if you wish to change your stake at this stage. Double will double the stake. Select Deal.
2. A 2 card minimum is dealt to the player and the banker hands, placed face up:
3. The value of the hands will appear underneath the cards. The value of a hand is the right digit of the total of the cards. For example, a hand consisting of a Jack, a 5 and a 6, has the face total of 11, so this hand has a value total of 1. At this stage, the total for each hand will always be in range 0-9.
4. If the first 2 cards of either hand total 8 or 9, the hand is declared a "natural" and both hands stand. If only one hand has a natural, it automatically wins. If both hands are naturals and of the same value, the hands tie, else the hand with a total of nine wins over the hand with the total of 8. No further cards will be drawn, without exception.
5. Without any interaction a third card may then be dealt to the player or the banker or both, this third card is subject to a number of rules, as follows.
6. If both hands are not standing then the players total is considered. If the players total is five or less then the player's hand will receive an additional card.
7. If the player's hand stood and did not receive an additional card (i.e. if it was a total of 6 or of 7) then the banker's hand will only receive an additional card if its value is five or less.
8. If the player's hand recieved a third card then the bankers hand will only receive a third card under the following conditions:
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Banker's score
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Player's third card
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0 1 2 3 4 5 6 7 8 9
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7
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S S S S S S S S S S
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6
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S S S S S S H H S S
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5
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S S S S H H H H S S
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4
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S S H H H H H H S S
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3
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H H H H H H H H S H
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2
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H H H H H H H H H H
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1
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H H H H H H H H H H
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0
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H H H H H H H H H H
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9. With all cards played the scores of the two hands are compared.
Winning or losing the game
- If the bet has been placed on the player and the player has a greater score than the banker then you win and will be paid evens.
- If the bet has been placed on a tie and both scores are equal then you win and will be paid 8:1.
- If the bet has been placed on the banker and the banker has a greater score than the player then you win and will be paid 19:20 (5% commission).
- If the bet has been placed on either player or banker and the game is a tie then your stake is returned to you.
- All other bets you immediately lose the game, plus your bet.
Rebetting
Click NEW GAME then the Re-Bet button to stake the same amount as your previous bet.
Game results
Once you select the Play button from the Bet Selection screen to play the game, the game animation starts, displaying a card table and set of casino chips.
Bets and payouts
| Bets | Payout for winning hand |
| Player to win |
Evens |
| Tie |
8:1 |
| Banker to win |
19:20 (Evens less 5% commission). |
| Lose |
Forfeits your stake |
- This game has a Return to Player of 98.94% based on good playing strategy.
- System malfunction voids all pays
Terms & Conditions
This game is a virtual fixed odds betting game. Players may bet at fixed odds on the outcome. The games are not pre-scheduled; instead they start when you confirm your bets. As such, notwithstanding anything to the contrary in the Terms and Conditions, you will not receive a confirmation message in order for your bet to be valid.
The General Rules of Paddy Power ("General Rules") contained within the Terms and Conditions of this web-site, Paddypower.com, ("Terms and Conditions") apply to all eventualities relating to this game ("Product") that are not covered by these Conditions. The General Rules are available on this web-site.
In the event of any inconsistency between these Conditions and the General Rules or Terms and Conditions, unless otherwise stated, the General Rules and Terms and Conditions shall prevail. By playing this game you agree to be bound by these Conditions.
In these Conditions, "we", "us", or "our" refers to Paddy Power and/or its group companies.
1. INTELLECTUAL PROPERTY
1.1 You acknowledge and agree that all copyright, trademarks and all other intellectual property rights in all material or content supplied or made available to you as part of the Product shall remain at all times vested in us or our licensors. You are permitted to use this material only as expressly authorised by us or our licensors.
1.2 You acknowledge and agree that the material and content contained within the Paddypower.com Website and/or otherwise provided as part of the Product is made available for your personal non-commercial use only and that you may download such material and content onto only one computer hard drive for such purpose. Any other use of such material and content is strictly prohibited. You agree not to (and agree not to assist or facilitate any third party to) copy, reproduce, transmit, publish, display, distribute, commercially exploit, tamper with or create derivative works of such material and content.
2. COMPLIANCE WITH LAWS
Notwithstanding clause 1 above, the Product may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding the Product and any bets placed on or via the Product.
3. NO WARRANTY
3.1 We will endeavour to provide the Product using our reasonable skill and care. We make no further warranty or representation, whether express or implied, in relation to the Product. All implied warranties or conditions of satisfactory quality, fitness for purpose, completeness or accuracy are hereby excluded.
3.2 We make no warranty that the Product will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the Paddypower.com web-site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, reliability of the materials or as to results or the accuracy of any information obtained by you through the Product.
3.3 In the event of systems or communications errors relating to the generation of any race result, bet settlement or any other element of the Product, we will not be liable to you as a result of any such errors and we reserve the right to void all bets on the races in question.
4. LIMITATION OF LIABILITY
4.1 You agree that your use of the Product is at your sole risk.
4.2 We shall not be liable in contract, tort, negligence, or otherwise, for any loss or damage whatsoever arising from or in any way connected with your use of the Product, whether direct or indirect, including, without limitation, damage for loss of business, loss of profits, business interruption, loss of business information, or any other pecuniary or consequential loss (even where we have been notified by you of the possibility of such loss or damage).
4.3 We will not be responsible or liable for any loss of content or material uploaded or transmitted through the Product and you confirm that we shall not be liable to you or any third party for any modification to, suspension of or discontinuance of the Product.
4.4 Nothing in these Conditions shall exclude or limit our liability for death or personal injury resulting from our negligence or that of our servants, agents or employees.
5. INDEMNITY
You agree to fully indemnify, defend and hold us, and our officers, directors, employees, agents and suppliers, harmless immediately on demand, from and against all claims, liabilities, damages, losses, costs and expenses, including legal fees, arising out of any breach by you of these Conditions, the General Rules or the Terms and Conditions, or otherwise arising out of your use of the Product or any use of the Product by any other person accessing the Product using your user identification.
6. TERMINATION
6.1 We may terminate your account (including your username and password) if we believe in our sole discretion that you have breached any of these Conditions, the General Rules or the Terms and Conditions or have acted in a manner inconsistent with the spirit of any of them or for any reason we discontinue to provide the Product.
6.2 You acknowledge that we do not have to give you prior notice of any such termination.
7. GENERAL
7.1 No bet can be cancelled by a customer once confirmed by us. All valid bets stand once confirmed whether the customer is on-line or off-line, subject to the provisions set out in clause 3.3 or as otherwise provided in the General Terms or (as applicable) the Terms and Conditions.
7.2 We reserve the right to withdraw the Product or any element of the Product at any time without notice to you, and we will not be liable as a result of any such action.
7.3 Notwithstanding anything to the contrary in the General Rules, the maximum pay-out (meaning the aggregate winnings including returned stakes) for any calendar day (based on Greenwich Mean Time) to any individual customer (including any other person accessing the Product using your user identification) or to any group of customers acting together is £2,000,000 or currency equivalent, notwithstanding the number of different games played by the customer or group of customers acting together in the calendar day.
7.4 If any part of these Conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these Conditions and shall not effect the validity and enforceability of any of the remaining provisions of these Conditions.
7.5 No waiver by us of any of these Conditions shall be construed as a waiver of any preceding or succeeding breach of any of these Conditions.
7.6 Nothing in these Conditions shall be construed as creating any agency, partnership or any other form of joint enterprise between you and us.
7.7 These Conditions, together with the General Rules and (as applicable) the Terms and Conditions contain the entire agreement between you and us relating to the Product. You confirm that, in agreeing to accept these Conditions, you have not relied on any representation save insofar as the same has expressly been made a representation in these Conditions. You agree that you shall have no remedy in respect of any misrepresentation which has not become a term of these Conditions save that your agreement shall not apply in respect of any fraudulent or negligent misrepresentation whether or not such term has become a term of these Conditions.
8. LAW
8.1 These Conditions shall be governed by the laws of Ireland and you irrevocably submit to the exclusive jurisdiction of the courts of Ireland.