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Cash Out Blackjack

We bring you Cash-Out Blackjack, the first of its kind! Play the classic game with the added option to cash-out during any hand for a cash value.



"Very straight forward and easy to play. Most enjoyable"

JL, Gravesend

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Cashout Blackjack


How to Play Online Blackjack

On the table there are three betting circles to place your bets. Each circle is the betting area for a hand of Blackjack. Choose between one and three hands to play.

  • Select your stake: Click on a chip on the bottom left of the screen.
  • Place your bet: On the table, there are three betting circles allowing you to play up to three hands. When the mouse pointer is moved inside a circle it becomes highlighted; click in a circle to place a chip at the value selected. Each consecutive click increases the bet in increments of the chip value selected, e.g. 3 clicks in total, 5+5+5 = £15 bet. Use the CLEAR button to remove all chips from the table.
  • Deal: When happy with your bet choices, hit DEAL!

Each of your hands is played in turn from the right until all of your hands are finalised.

Two cards will be dealt to each hand you are playing. The first of the dealer's cards is placed face down, the second is placed face up showing its value. If the dealer's upcard is an ace, you have the option of taking Insurance (see later). Both cards in each of the hands you are playing are placed face up.

The value of your hand will appear alongside your cards. At this stage, if you have two cards of identical value you will be given the option to Split them (see later).

Should you have a two-card hand totalling 21 (Blackjack), the dealer will show their hand after the other hands are played. If the dealer does not have Blackjack, you win 3:2 on your stake. If the dealer does have Blackjack, your original stake is returned to you and the game ends (a 'push').

The dealer will then turn over the hole card. Whether the dealer can now draw any more cards depends on the total of their hand. If the dealer has fewer than 17, they must draw another card. If the dealer's hand equals 17 or over, they may not draw any more cards. This also applies if the dealer has a soft 17 (an ace card and a six).

If you do not have 21, you can either take more cards ('hit') or remain at your current total (a 'stand' ). You may then continue to take more cards, one by one, by clicking the HIT button, until you have either gone over 21 ('bust') or you are satisfied with your card total and call a STAND. For example, you may choose to stand at 19 or 20. You may also be offered options to DOUBLE or SPLIT your hand - these are covered in more detail later.

Each time you are required to make a decision (to pay insurance, hit, stand, double, split etc) you will be given the option to Cashout (see later) for an amount calculated on your hand’s chances of winning.

Winning or losing the game

  • If the dealer busts, you win the game.
  • If your hand is higher than the dealers, without going over 21, you win.
  • If the dealer's hand is higher than yours, without going over 21, the dealer wins.
  • If you bust, a message will be displayed alongside your cards and you immediately lose the game, plus your bet.
  • If your hand matches the dealers, it is a 'push' and your stake is returned to you. If your winning hand is a split hand, you win evens on your original stake. Blackjack cannot be called on a winning hand.

Special Plays

Special plays will appear as buttons during the course of the game, when you have the option to play them. The?e are special plays featured in BlackJack:


Each time you are required to make a decision (to pay insurance, hit, stand, double, split etc) you will be given the option to Cashout for an amount. The amount is calculated based on the odds of your hand winning and will vary at each decision point throughout the hand played, depending on the player's choices. When the Cashout option is taken, the play for that hand is over and you proceed to next hand in the game.

Blackjack Insurance

If the dealer's second card or upcard is an ace, you are given the option to accept Insurance before the dealer views the hole card (the dealer's first card, dealt face down). If you accept Insurance, the dealer will check ('peek') at their hole card for Blackjack.

Insurance is effectively a side-bet of half the amount of your original stake, paid at 2:1. This means that if the dealer has a natural 21 or Blackjack, you lose your original bet, but win 2 to 1, i.e you win back three times the insurance bet value (equivalent to winning the insurance plus your original stake), thereby limiting your loss.

Note: No Insurance will be offered if you have Blackjack

Splitting in Blackjack

If your first two cards are of identical value, you may split them and place an additional bet (equal to your original bet) to play two hands instead of one. Each of the cards then becomes the start of a new hand. Splitting is only allowed once, at the start of the game. No further splitting (resplitting) can be carried out. Note: Ten, Jack, Queen and King have identical value; any combination of these cards may be split (in addition to pairs).

If either of your hands beats the dealer, you are paid evens on your original stake. If you split a hand, Blackjack (3:2) cannot be called on that hand - a winning hand in this situation will be paid at evens.

When splitting two aces, only one further card can be drawn for each hand in the split.

Doubling up in Blackjack

This option enables you to double your bet, but receive just one more card (forfeiting the opportunity to hit further). The double down option is only available if the total of 2 cards is 9, 10 and 11.

Tip: Doubling, or Doubling down is most effective when you have an edge on the dealer, for example, when the dealer's hand shows a weak or low card like a Four, Five or Six. A double can be played your first two cards when the Double button is displayed.


Once you have split your identical value cards into two hands and received a second card for each, you have the option to double down on those two hands. Each hand is played out separately and you can choose to double down on one, or both hands.

Doubling down after splitting (on two hands) is the same principle as doubling down on a single hand and returns the same odds - double your stake - for each hand you win.

Two aces

Unlike some other variants of Blackjack, if your first two cards are aces, you do not win the hand. Instead, it forms a total hand of either 12 or 2, but since aces are strong cards, you do have the option to split them.


This is displayed alongside an ace card when your hand is low enough for the ace card to be assigned its higher value of 11 without going bust. For instance, where an ace is the first or second card to be drawn. You can always draw at least one card to a soft hand without busting.


The number of decks used is 8. Decks are shuffled on each new game. Each deck consists of a standard 52-card deck (no Jokers).


Payout for winning hand





Winning hand (excluding Blackjack or special plays)


Push (a draw)

Returns the original stake


Forfeits your stake

Double or Double-down

2:1 on the original stake


2:1 on the original stake on each winning (split) hand




The long-term, average expected Return to Player % is 99.31% based on good playing strategy.

System malfunction voids all pays and plays.

NOTE: The RTP% was updated to 99.31% from 99.39% on October 14th 2015.