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Hi-Lo on Paddy Power Gameslogo

Hi-Lo

RTP 95%

At A Glance

SystemOtherTheme

Card & Table

GamingCasinoProvider

Core Gaming

ArrowsArrowDownMin Stake

£0.10

GamingFeaturedKey Features

Multiplier, Other

Hi-Lo info

Hi Lo is a pick-and-predict card game built on one simple question: what is the next card going to do? A single card sits face up, and you call what follows.

There is no grid, no reels and no cast of characters. Just a deck, a prediction and an Ace that struts around as the highest card in the pack and refuses to hear otherwise.


The format is quick to read and easy to follow, with a running multiplier that climbs alongside each correct reveal.


Bets, Payouts & Rules

Each round begins with a card on show. You then choose one of the available outcomes for the next card to be revealed:

  • Hi, for a higher card
  • Lo, for a lower card
  • Match, for a card of the same value
  • Red, for a red suit
  • Black, for a black suit

Every outcome carries its own multiplier value, shown in the paytable before you commit to a selection.


Key rules to know:

  • Aces count exclusively as the highest-value card.
  • A correct prediction increases your accumulated multiplier and lets you decide whether to stop or reveal another card.
  • An incorrect reveal ends the round and the accumulated total for that round is lost.
  • There is a finite number of reveals available within a round.
  • All in-game outcomes are predetermined.

Hi Lo has a theoretical Return to Player (RTP) of 95.00%, which is a long-term statistical average calculated across a very large number of rounds rather than an indication of any individual session. Volatility is listed as low.


Features & Bonus Rounds

If you enjoy the pared-back structure of casino crash games, the feature set here will feel familiar: everything happens in the main round rather than in a separate bonus stage.


Cash Out

After any successful reveal, CASH OUT is available. Choosing it closes the round and settles the accumulated multiplier; choosing to continue moves you on to the next card instead. Once the win value passes the game's upper threshold, cashing out becomes the only remaining option.


Running Multiplier

The accumulated multiplier is displayed as you go, updating with each correct call so you always know where the round stands. It is the closest thing this game has to a scoreboard, and it is refreshingly blunt about it.


Game Recovery

If a round in real play is interrupted, by a connection drop or a closed browser, the game resumes from the last completed reveal or shows the outcome of the round already in progress, with the current multiplier displayed. Outcomes are credited according to the position before the interruption.


Taste & Feel

This is a calm, uncluttered presentation. Cards, a clear paytable and a multiplier meter, with nothing shouting over the top of them.

The rhythm is entirely yours: pause after one reveal or work through a sequence of calls, and the deck will sit there patiently either way, quietly judging your opinion of the seven of clubs.


It suits players who like their card games plain-spoken, where the rules fit in a sentence and the interest comes from the decision in front of you.


If Hi Lo is your sort of thing, you might also like to have a look at Big Bass Crash and On a Roll among our other online instant win games.

Similar Games

Mine Runner

Hi Lo FAQs

What outcomes can I predict in Hi Lo?

You can choose Hi, Lo, Match, Red or Black for the next card to be revealed. Each has its own multiplier value listed in the paytable.

How does the Ace rank in Hi Lo?

Aces count exclusively as the highest-value card, so they are never treated as low.

What happens if I predict incorrectly?

The round ends and the multiplier accumulated during that round is lost. Selecting CASH OUT after a successful reveal settles the round instead.

Games / Instant Win / Hi-Lo
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For customers in the United Kingdom: PPB Counterparty Services Limited, PPB Entertainment Limited, PPB Games Limited and PPB GE Limited are licensed and regulated in Great Britain by the Gambling Commission under account numbers 39439, 39426, 39411 and 52819.
All other customers: PPB Counterparty Services Limited, having its registered address at Spinola Terraces, Level 2, Triq Mikiel Ang Borg, St Julians SPK 1000, Malta, is licensed and regulated by the Malta Gaming Authority under Licence Number MGA/CRP/131/2006 (issued on 01 August 2018). Some games are supplied by operators that are licensed within the EU/EEA and further information is displayed on the individual games where applicable.

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